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Health care and insurance

  

Pomeranian Medical University students can seek medical assistance at the nearby outpatient clinic which is directly attached to the Main PMU Rectorate building. The entrance can be found either on 22/23 Podgórna street (adjacent to Rybacka street) or accessed via wooden doors situated in the west hall on the ground floor (between the lift and ladies restroom) of PMU Main building.

Please be aware it is a public clinic meaning a lot of other people may be wanting to register a visit as well so please schedule an appointment early in the morning. There are two English-speaking doctors: Dr. Lilia Kotkowiak and Dr. Piotr Michoń. Please have the insurance card and passport on you during the visit.

Contact number: 91 48 92 490

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Health insurance in Poland info.

HEALTH INSURANCE
The national health insurance system is based on a number of general rules which are applicable unless specific legislation or international agreements provide otherwise. In accordance with the general rules, persons working in Poland on the basis of an employment contract, regardless of their nationality, are subject
to compulsory health insurance. All resulting insurance payments are made for them by their employer. The rate of a health insurance
contribution paid by the employer is 8.75% of the income earned by the employee in 2006 and will increase to 9% in the following years. In principle, members of the employee’s family are entitled to free medical services, provided that they are registered to be covered by the employee’s health insurance. Health insurance is also compulsory for undergraduate and postgraduate students, including doctoral students; contributions for them are paid by the institution where they are enrolled (a higher education institution or an organizational unit of a research institution providing doctoral programs). Non-nationals who reside in Poland, but do not fall within any of these categories and thus are not statutorily covered
by national health insurance, may be insured on a voluntary basis. To be covered by such insurance, they are required to submit an application to the National Health Fund and subsequently pay their contributions in accordance with the relevant legislation.
Proof of health insurance coverage In order to use free medical services, patients are required each time to produce a relevant document. An electronic health insurance card, like those available
in many other EU countries, will be used eventually as a proof of health insurance coverage. Until it is introduced in Poland, the document confirming the payment of health insurance contributions is a valid insurance registration card (legitymacja ubezpieczeniowa) for employees or a valid student identity card for students. Arrangements for non-nationals EEA nationals covered by health insurance who stay temporarily in Poland are entitled to free medical services on the basis of a European Health Insurance Card (EHIC) or an equivalent certifi cate. If you do not hold such a document, you will be required to pay for the services provided. Arrangements for nationals of third countries are laid down in relevant bilateral inter-government agreements.

MEDICAL SERVICES

The health insurance system in Poland is based on the principles of equal treatment and equal access to healthcare services. Healthcare services financed by public funds are available to persons covered by national health insurance on a compulsory or voluntary basis. This means that the insured who pay their contributions by a fi xed date each month have free access to medical services listed in the relevant legislation. The main institution responsible for the management of public funds for health care, and the pillar of the entire health insurance system, is the National Health Fund (Narodowy Fundusz Zdrowia, NFZ). National health policy is the responsibility of the Ministry of Health. Institutions providing free medical services Free medical services are provided to the insured only in healthcare institutions, both public and private, which have concluded a contract with the National Health Fund. Such institutions are normally marked with the logo of the Fund.
Detailed information about the contracted institutions may be obtained from the voivodship offi ce of the National Health Fund.

 

Specialist medical services

A medical doctor providing primary health care (general practitioner) is commonly called “a first-contact doctor” (lekarz pierwszego kontaktu) in Poland. This is because you need to obtain a referral (skierowanie) from your general practitioner in order to have access to more specialized medical services, e.g. hospital treatment, medical rehabilitation or treatment in a spa resort. Such a referral is not required in the event of emergency or for services provided by some specialist medical doctors, including an ophthalmologist, oncologist, dermatologist, gynecologist or psychiatrist. Once you have obtained a referral, you should sometimes be prepared to wait long for a specialist diagnosis or treatment, because there are waiting lists and patients are admitted by order of application. Should the state of health of the waiting patient change in the meantime, it is possible to make an
appointment at an earlier date than originally fixed.

Dental services (dentysta)
The range of free dental services provided to the insured person is rather limited. Only children and young people of up to 18 years of age and pregnant women are covered by better arrangements. Moreover, you should remember that only basic dental materials are fi nanced by public funds, and thus you need to pay yourself
for any better products used in treatment. As a result, most Poles choose private dental services.

Outpatient care and clinics
You can see a primary healthcare medical doctor (general practitioner) on a working day between 8.00 and 18.00. Otherwise free medical services are provided as part of 24-hour outpatient medical and nursing care (available during the night and on public holidays). Since you do not have a free choice in this case, the best idea is to obtain addresses and telephones of such healthcare
centres from your general practitioner. If you are unable to go to an outpatient clinic, but you have no symptoms suggesting that there may be any immediate threat to your life or threat of serious injury, you may be provided with care at home. However, this is obviously only immediate medical care and you cannot obtain some prescriptions or a referral to a specialist under such treatment.

Pharmacies (apteka)
Medicines are available only in pharmacies. Some medicines can be obtained only on the basis of a prescription given by an authorised medical doctor; please remember that most prescriptions are valid only for 30 days. The rates charged for medicines vary as some of them are reimbursed from public funds. In the case of reimbursed medicines, patients pay a fl at-rate amount or only a specific portion of the price. Some pharmacies are open for 24 hours, but can make an additional charge for selling medicines during the night.

 

Emergency
The National Medical Rescue System has been established in order to provide aid in the event of emergency – when any delay might result in damage of health or loss of life. Insured persons have access to medical rescue services guaranteed by the relevant legislation. In order to call for an ambulance, you should dial an ambulance service number 999, accessible throughout the country, or emergency number 112.